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Cincinnati Financial

NASDAQ: CINF

Stock price

181.94 USD

(+0%) TODAY

Property & Casualty InsuranceInsurance - Property & Casualty
Financials

all figures in US$ Millions except per share data

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Actual
10 year cagr
Help
Where available up to 10y CAGR shown for absolute numbers 10y Average marked A shown for relative numbers such as margins
Fiscal
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Average (A)
Fiscal period end dates
Expand all rows
01Earnings per share
Help
Earnings per share = Net Income / Number of Shares Outstanding
3.8
3.6
6.3
1.7
12.1
7.5
18.1
(3.1)
11.7
14.5
15.2
14.8%
02Free cash flow per share
6.4
6.5
6.2
7.1
7.2
9.1
12.1
12.8
12.9
16.6
19.6
11.9%
03Dividends per share
2.3
1.9
2.5
2.1
2.2
2.4
2.5
2.8
3
3.2
3.5
4.2%
04Dividends payout, %
57.7%
51.8%
38.3%
1.2%
17.8%
30.8%
13.3%
(86.9)%
24.6%
21.4%
21.9%
(9.2)%
PROFIT AND LOSS STATEMENT
05Revenue
$ 5,142
$ 5,449
$ 5,732
$ 5,407
$ 7,924
$ 7,536
$ 9,626
$ 6,563
$ 10,013
$ 11,337
$ 12,631
9.4%
06% Change
-
6%
5.2%
(5.7)%
46.6%
(4.9)%
27.7%
(31.8)%
52.6%
13.2%
11.4%
9.4%
07Cost of revenue
(2,808)
(3,107)
(3,390)
(3,490)
(3,638)
(4,134)
(3,909)
(5,019)
(5,274)
(5,737)
(6,640)
9%
08Gross profit
2,334
2,342
2,342
1,917
4,286
3,402
5,717
1,544
4,739
5,600
5,991
9.9%
09% Margin
45.4%
43%
40.9%
35.5%
54.1%
45.1%
59.4%
23.5%
47.3%
49.4%
47.4%
44.6% A
10Operating expenses
(1,453)
(1,530)
(1,612)
(1,666)
(1,814)
(1,903)
(2,019)
(2,238)
(2,463)
(2,742)
(3,011)
7.6%
11% of Revenue
(28.3)%
(28.1)%
(28.1)%
(30.8)%
(22.9)%
(25.3)%
(21)%
(34.1)%
(24.6)%
(24.2)%
(23.8)%
(26.5)% A
12Operating Income
881
812
730
251
2,472
1,499
3,698
(694)
2,276
2,858
2,980
13%
13Income tax expense
(247)
(221)
(315)
(36)
(475)
(283)
(730)
(207)
(433)
(566)
(587)
9%
14Net Income
634
591
1,045
287
1,997
1,216
2,968
(487)
1,843
2,292
2,393
14.2%
15% Margin
12.3%
10.9%
18.2%
5.3%
25.2%
16.1%
30.8%
(7.4)%
18.4%
20.2%
19%
15.4% A
16Shares Outstanding
165,600
166,500
166,000
164,500
165,100
162,400
162,700
158,800
158,100
157,800
157,746
(0.5)%
17EPS Basic
3.9
3.6
6.4
1.8
12.2
7.5
18.3
(3.1)
11.7
14.7
15.2
14.6%
18EPS Diluted
3.8
3.6
6.3
1.7
12.1
7.5
18.1
(3.1)
11.7
14.5
15.2
14.8%
19EBITDA
986
913
838
367
2,597
1,634
3,844
(514)
2,442
3,041
3,201
12.5%
% Margin
19.2%
16.8%
14.6%
6.8%
32.8%
21.7%
39.9%
(7.8)%
24.4%
26.8%
25.3%
20% A
20Net Interest Income (expense)
(53)
(53)
562
573
594
621
670
732
828
963
1,102
-
21Net Debt / EBITDA
0.3
0.1
0.2
0.2
-
-
(0.1)
0.7
-
-
(0.2)
0.1 A
BALANCE SHEET
ASSETS
Current Assets
22Cash & equivalents
544
777
657
784
767
900
1,139
1,264
907
983
1,431
10.2%
23Short-term investments
-
-
-
-
11,698
12,338
13,022
12,132
13,791
16,480
18,271
-
24Accounts receivable
2,164
2,263
2,216
2,331
2,597
2,627
2,865
3,239
3,543
3,834
4,178
6.8%
25Other current assets
(12,358)
(13,125)
(13,572)
(13,804)
(15,062)
(15,865)
78
51
55
70
71
-
26Inventory
-
-
-
-
-
-
-
-
-
-
-
-
27Total Current Assets
-
-
-
-
-
-
17,104
16,686
18,296
21,367
23,951
-
Non-Current Assets
28Net property, plant & equipment
185
183
185
195
207
213
205
202
208
214
219
1.7%
29Long-term investments
14,356
15,419
16,948
16,609
19,450
21,194
11,644
10,293
11,566
11,898
13,512
(0.6)%
30Other non-current assets
(14,541)
(15,602)
(17,133)
(16,804)
(19,657)
(21,407)
2,434
2,551
2,699
3,022
3,320
-
31Total Non-Current Assets
-
-
-
-
-
-
14,283
13,046
14,473
15,134
17,051
-
Total Assets
18,888
20,386
21,843
21,935
25,408
27,542
31,387
29,732
32,769
36,501
41,002
8.1%
LIABILITIES
Current Liabilities
32Accounts payable
-
-
-
-
-
-
-
-
-
-
-
-
33Short-term debt
35
20
24
32
39
54
54
50
25
25
25
(3.3)%
34Other current liabilities
(35)
(20)
(24)
(32)
(39)
(54)
12,320
13,143
14,493
16,292
18,594
-
35Total Current Liabilities
-
-
-
-
-
-
12,374
13,193
14,518
16,317
18,619
-
Non-Current Liabilities
36Long-term debt
821
826
827
834
845
845
843
841
849
850
861
0.5%
37Other non-current liabilities
(821)
(826)
(827)
(834)
(845)
(845)
5,065
5,136
5,304
5,399
5,611
-
38Total Non-Current Liabilities
-
-
-
-
-
-
5,908
5,977
6,153
6,249
6,472
-
39Total Liabilities
12,461
13,326
13,600
14,102
15,544
16,753
18,282
19,170
20,671
22,566
25,091
7.3%
SHAREHOLDERS` EQUITY
40Common stock
397
397
397
397
397
397
397
397
397
397
397
-
41Retained earnings / (deficit)
4,762
5,037
5,180
7,625
9,257
10,085
12,625
11,711
13,084
14,869
16,719
13.4%
42Accumulated other comprehensive income / (loss)
1,344
1,693
2,788
22
448
769
648
(614)
(435)
(309)
(34)
-
43Noncontrolling interests
-
-
-
-
-
-
-
-
-
-
-
-
44Total shareholders' equity
6,427
7,060
8,243
7,833
9,864
10,789
13,105
10,562
12,098
13,935
15,911
9.5%
45Total Liabilities and shareholders' Equity
18,888
20,386
21,843
21,935
25,408
27,542
31,387
29,732
32,769
36,501
41,002
8.1%
46Total Debt
856
846
851
866
884
899
897
891
874
875
886
0.4%
47Net Debt
312
69
194
82
117
(1)
(242)
(373)
(33)
(108)
(545)
-
CASH FLOW STATEMENT
CASH FLOWS FROM OPERATING ACTIVITIES
48Net income (loss)
634
591
1,045
287
1,997
1,216
2,968
(487)
1,843
2,292
2,393
14.2%
49Depreciation & amortization
52
48
55
63
72
81
93
127
112
130
168
12.4%
50Share-based compensation expense
20
23
26
28
30
31
33
36
-
-
-
-
51Changes in working capital and other assets
358
441
(74)
803
(891)
163
(1,113)
2,376
97
227
551
4.4%
52Net cash flows from operating activities
1,064
1,103
1,052
1,181
1,208
1,491
1,981
2,052
2,052
2,649
3,112
11.3%
CASH FLOWS FROM INVESTING ACTIVITIES
53Purchases of property, plant and equipment
(10)
(13)
(16)
(20)
(24)
(20)
(15)
(15)
(18)
(22)
(20)
7.2%
54Purchases of investments / marketable securities
(2,214)
(2,447)
(2,251)
(1,989)
(2,196)
(2,131)
(2,701)
(2,468)
(2,917)
(6,460)
(5,909)
10.3%
55Proceeds from maturities of marketable securities
1,584
1,991
1,718
1,566
1,546
1,606
1,661
1,543
1,342
4,801
4,268
10.4%
56Other investing activities
16
13
(9)
(8)
(5)
(15)
(2)
7
(15)
(15)
(30)
-
57Net cash flows from investing activities
(624)
(456)
(558)
(451)
(679)
(560)
(1,057)
(933)
(1,608)
(1,696)
(1,691)
10.5%
CASH FLOWS FROM FINANCING ACTIVITIES
58Issuance (repurchases) of common stock, net
(53)
(39)
(92)
(125)
(67)
(261)
(144)
(410)
(67)
(126)
(195)
13.9%
59Dividends paid, net
(366)
(306)
(400)
(336)
(355)
(375)
(395)
(423)
(454)
(490)
(525)
3.7%
60Debt issuance (repayments), net
(14)
(15)
4
8
7
15
-
(4)
(25)
-
-
-
61Other financing activities
(54)
(54)
(126)
(150)
(131)
(177)
(146)
(157)
(255)
(261)
(253)
16.7%
62Net cash flows from financing activities
(487)
(414)
(614)
(603)
(546)
(798)
(685)
(994)
(801)
(877)
(973)
7.2%
63Increase (decrease) in cash and cash equivalents
(47)
233
(120)
127
(17)
133
239
125
(357)
76
448
-
64Cash and equivalents, ending balance
544
777
657
784
767
900
1,139
1,264
907
983
1,431
10.2%
65Free Cash Flow to the Firm (FCFF)
Help
Free Cash Flow to the Firm = Cash Flows from Operating Activities - Capital Expenditures
1,054
1,090
1,036
1,161
1,184
1,471
1,966
2,037
2,034
2,627
3,092
11.4%

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