American Express Company

NYSE: AXP

Stock price

335.95 USD

(+0%) TODAY

Financial Performance

Share

5Y price score: 144

Help

The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

10Y return: 446.3%

DATE RANGE:

US$ Per
Share

By default your notes are visible only to you.

290.9

52-week range

387.4

335.95

Your model inputs

Required return / cost of capital
%
FCFF terminal growth rate
%

Your fair value & Margin of safety

To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Valuation

Free Cash Flow Yield

Help
FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

6.5 %

Dividend Yield TTM

1.1 %

Market cap $

$ 226,870

Price / Earnings TTM

Help
P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

20.3

Price / Book TTM

6.6

PEG TTM

Help
Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

1.7

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

7.4 %

109.3 %

446.3 %

Free cash flow per share growth

23.1 %

350.6 %

139.5 %

Earnings per share growth

12.3 %

308 %

204.6 %

Founded: 1,850

Employees: 75,100

Business Summary:Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

Fair Value Reference Estimate

Latest Earnings Call Takeaways

2026 Q2 (Jul 24, 2026)

1) Strong Financial Performance and Growth Guidance - American Express reported 10% revenue growth and EPS of $4.53 for Q2 2026, continuing a positive trend. - The company raised its full-year revenue growth guidance to 10% while maintaining EPS guidance of $17.30 to $17.90. - EPS growth was 11% year-over-year, with pretax income up 15% and net income up 8% due to prior year tax discretes.

2) Strategic Investments and Product Enhancements - A significant investment was made in enhancing the flagship Platinum products, expected to yield benefits over the next 1-2 years. - The Platinum portfolio is now the fastest-growing segment in the U.S. consumer business, with 65% of new accounts coming from Millennials and Gen-Z. - American Express continues to expand its partnerships, including the acquisition of TheFork, enhancing its dining network across Europe.

3) Robust Customer Engagement and Credit Performance - Customer engagement has increased significantly, with 22% growth in travel bookings and 10% growth in restaurant spending. - The company maintains strong credit performance, with delinquency rates stable between 1.2% and 1.3% for over three years. - 70% of new consumer Platinum Card accounts outside the U.S. are from younger demographics, indicating a focus on long-term customer loyalty.

4) Operational Efficiency and Market Positioning - Marketing and operating expenses grew by 6%, with a VCE to revenue ratio of 44.6%. - The company returned $2.9 billion to shareholders, including $2.2 billion in share repurchases. - American Express's ROE stands at 36%, reflecting strong returns and operational efficiency.

5) Outlook and Potential Headwinds - The company expects impacts from the sale of two small business co-brand portfolios, which will affect revenue growth by about 1 percentage point. - Marketing expenses are anticipated to increase by 10% year-over-year in the second half of the year, driven by customer acquisition investments. - The transcript lacks specific figures on the impact of geopolitical events on spending trends and further details on the integration of new technology initiatives.

Bottom line: American Express is positioned for sustainable growth with strong financial performance, strategic investments in premium products, and a focus on customer engagement, despite some anticipated headwinds from portfolio sales. The company's commitment to innovation and customer acquisition suggests a robust outlook for future earnings.

Annual Reports, Presentations And IR Contacts

Go to the website

American Express Company — Financial Overview, Stock Price, Market Cap

American Express Company is a company. Founded in 1850. As of August 26, 2026, the company's market capitalization is $226870394500 with a current stock price of $335.95.