Assurant

NYSE: AIZ

Stock price

285.15 USD

(+0%) TODAY

Financial Performance

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5Y price score: 97

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The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

10Y return: 254.9%

DATE RANGE:

US$ Per
Share

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205.0

52-week range

303.9

285.15

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Required return / cost of capital
%
FCFF terminal growth rate
%

Your fair value & Margin of safety

To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Valuation

Free Cash Flow Yield

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FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

12.2 %

Dividend Yield TTM

1.2 %

Market cap $

$ 14,129

Price / Earnings TTM

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P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

13.5

Price / Book TTM

2.3

PEG TTM

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Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

0.4

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

34.8 %

77.5 %

254.9 %

Free cash flow per share growth

152.7 %

64.8 %

1,473.4 %

Earnings per share growth

31.4 %

159.6 %

748.3 %

Founded: 1,892

Employees: 14,200

Business Summary:Assurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit protection and other insurance offerings. Conversely, the Global Housing segment focuses on various insurance products, encompassing lender-placed homeowners, manufactured home, and flood coverage. It also offers renters insurance and related benefits, in addition to optional manufactured housing and homeowners policies, and other specialized insurance products. Founded in 1892, the company was formerly known as Fortis, Inc. before officially changing its name to Assurant, Inc. in February 2004. Its corporate headquarters are situated in New York, New York.

Fair Value Reference Estimate

Latest Earnings Call Takeaways

2026 Q2 (Aug 5, 2026)

1) Strong Financial Performance and Growth
- Assurant reported record earnings for Q2 2026, with adjusted EBITDA growth of 18% and adjusted EPS growth of 19%, both excluding reportable catastrophes.
- Year-to-date, adjusted EBITDA grew by 12% and adjusted EPS by 14%, excluding catastrophes.
- The company has achieved a compound annual growth rate (CAGR) of 11% in adjusted EBITDA and 17% in adjusted EPS since 2020, excluding catastrophes.

2) Segment Highlights and Strategic Partnerships
- Global Lifestyle: Adjusted EBITDA increased by 21%, driven by a 29% increase in Connected Living, benefiting from client growth and optimization of programs.
- Global Automotive: Adjusted EBITDA grew by 6%, supported by expanding global partnerships and improving loss experience.
- Global Housing: Adjusted EBITDA was $287 million, up 18% excluding catastrophes, aided by a lower non-cat loss ratio and new partnerships, including a significant deal with Freedom Mortgage.

3) Operational Investments and Innovations
- Assurant continues to invest in technology, data, and AI to enhance operational capabilities and customer experience.
- The company has expanded its Connected Living offerings, including reverse logistics and financial services, which have contributed to subscriber growth.
- Investments in the housing segment are expected to enhance service delivery and operational efficiency, particularly through the Cover360 platform.

4) Capital Allocation and Shareholder Returns
- Assurant has a strong liquidity position of $911 million, allowing for continued investments and shareholder returns.
- The company returned $123 million to shareholders in Q2, including $75 million in share repurchases and $48 million in dividends.
- The outlook for share repurchases has been increased to the upper end of the $300 million to $350 million range for 2026.

5) Guidance and Market Outlook
- Assurant expects mid-single-digit growth in adjusted EBITDA and adjusted EPS for the full year 2026, with approximately 10% underlying growth anticipated, excluding prior year reserve development.
- The company remains optimistic about growth in Global Lifestyle, particularly in Connected Living, and expects modest growth in Global Housing.
- The call did not provide specific figures on future M&A opportunities or detailed projections for 2027, which could be relevant for investors.

Bottom line: Assurant's strong Q2 performance, driven by robust growth across its segments and strategic investments, positions the company well for continued profitability and shareholder value creation, despite some market headwinds.

Annual Reports, Presentations And IR Contacts

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Assurant — Financial Overview, Stock Price, Market Cap

Assurant is a company. Founded in 1892. As of August 26, 2026, the company's market capitalization is $14128498140 with a current stock price of $285.15.