Financial Performance
5Y price score: 97
The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.
A score of 100 indicates that the stock did as well as the S&P 500 Index.
A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.
10Y return: 254.9%
US$ Per
Share
By default your notes are visible only to you.
205.0
52-week range
303.9
Your model inputs
Your fair value & Margin of safety
To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.
Forecast:
Valuation
Free Cash Flow Yield
12.2 %
Dividend Yield TTM
1.2 %
Market cap $
$ 14,129
Price / Earnings TTM
13.5
Price / Book TTM
2.3
PEG TTM
0.4
Earnings growth and return
LTM
5YR
10YR
Total return (price & dividends)
34.8 %
77.5 %
254.9 %
Free cash flow per share growth
152.7 %
64.8 %
1,473.4 %
Earnings per share growth
31.4 %
159.6 %
748.3 %
Business Summary:
Latest Earnings Call Takeaways
2026 Q2 (Aug 5, 2026)
1) Strong Financial Performance and Growth
- Assurant reported record earnings for Q2 2026, with adjusted EBITDA growth of 18% and adjusted EPS growth of 19%, both excluding reportable catastrophes.
- Year-to-date, adjusted EBITDA grew by 12% and adjusted EPS by 14%, excluding catastrophes.
- The company has achieved a compound annual growth rate (CAGR) of 11% in adjusted EBITDA and 17% in adjusted EPS since 2020, excluding catastrophes.
2) Segment Highlights and Strategic Partnerships
- Global Lifestyle: Adjusted EBITDA increased by 21%, driven by a 29% increase in Connected Living, benefiting from client growth and optimization of programs.
- Global Automotive: Adjusted EBITDA grew by 6%, supported by expanding global partnerships and improving loss experience.
- Global Housing: Adjusted EBITDA was $287 million, up 18% excluding catastrophes, aided by a lower non-cat loss ratio and new partnerships, including a significant deal with Freedom Mortgage.
3) Operational Investments and Innovations
- Assurant continues to invest in technology, data, and AI to enhance operational capabilities and customer experience.
- The company has expanded its Connected Living offerings, including reverse logistics and financial services, which have contributed to subscriber growth.
- Investments in the housing segment are expected to enhance service delivery and operational efficiency, particularly through the Cover360 platform.
4) Capital Allocation and Shareholder Returns
- Assurant has a strong liquidity position of $911 million, allowing for continued investments and shareholder returns.
- The company returned $123 million to shareholders in Q2, including $75 million in share repurchases and $48 million in dividends.
- The outlook for share repurchases has been increased to the upper end of the $300 million to $350 million range for 2026.
5) Guidance and Market Outlook
- Assurant expects mid-single-digit growth in adjusted EBITDA and adjusted EPS for the full year 2026, with approximately 10% underlying growth anticipated, excluding prior year reserve development.
- The company remains optimistic about growth in Global Lifestyle, particularly in Connected Living, and expects modest growth in Global Housing.
- The call did not provide specific figures on future M&A opportunities or detailed projections for 2027, which could be relevant for investors.
Bottom line: Assurant's strong Q2 performance, driven by robust growth across its segments and strategic investments, positions the company well for continued profitability and shareholder value creation, despite some market headwinds.
Annual Reports, Presentations And IR Contacts
Go to the websiteAssurant — Financial Overview, Stock Price, Market Cap
Assurant is a company. Founded in 1892. As of August 26, 2026, the company's market capitalization is $14128498140 with a current stock price of $285.15.
